The Honda Motorcycle Installment Plan 2025 allows Pakistani buyers to own popular Honda bikes with flexible EMIs starting as low as Rs. 13,000 per month. This program covers select models like CD 70, CG 125, and CG150, offering short-term zero-markup plans and longer-term affordable financing. It’s designed to make bike ownership accessible for students, professionals, and delivery riders.
| Model | Price (Approx.) | Tenure | Monthly EMI | Markup / Interest |
|---|---|---|---|---|
| Honda CD 70 | Rs. 157,900 | 3 months | Rs. 52,500 | 0% |
| Honda CD 70 | Rs. 157,900 | 6 months | Rs. 26,650 | 0% |
| Honda CD 70 | Rs. 157,900 | 12 months | Rs. 16,445 | Low |
| Honda CD 70 | Rs. 157,900 | 24 months | Rs. 9,798 | Standard |
| Honda CD 70 | Rs. 157,900 | 36 months | Rs. 7,595 | Standard |
| Honda CG 125 | Rs. 234,900 | 24 months | Rs. 7,611 | Standard |
What’s New in the 2025 Plan
The 2025 installment program is more attractive due to rising motorcycle prices. Honda now offers zero-markup EMIs for short-term tenures and flexible long-term financing up to 36 months. Popular models like CD 70 and CG 125 are part of this plan, making monthly payments affordable without compromising on bike quality.
How the Installment Plan Works
The plan works with a down payment and small processing fee. Customers typically pay 25% of the bike price upfront, with fees ranging from Rs. 1,800–2,000 depending on the dealership or bank.
EMI Examples
Honda CD 70 (Rs. 157,900)
| Tenure | Monthly Payment | Markup / Interest |
|---|---|---|
| 3 months | Rs. 52,500 | 0% |
| 6 months | Rs. 26,650 | 0% |
| 12 months | Rs. 16,445 | Low |
| 24 months | Rs. 9,798 | Standard |
| 36 months | Rs. 7,595 | Standard |
Honda CG 125 (Rs. 234,900)
| Tenure | Monthly Payment | Notes |
|---|---|---|
| 12 months | Rs. 14,682 | Average tenure |
| 24 months | Rs. 7,611 | Extended plan |
| 36 months | Rs. 7,969 | Long-term plan |
Zero-Markup Plans: For short tenures (3–6 months), no extra interest is charged.
Standard Markup Plans: Longer EMIs include minimal interest set by the bank.
Bank & Dealer Cooperation
Honda partners with multiple banks and dealerships to provide co-financing options. Applicants can apply directly at authorized Honda showrooms or through partner financial institutions for convenience.
Eligibility & Required Documents
To qualify for the Honda Motorcycle Installment Plan 2025:
- Must be a Pakistani resident with valid CNIC
- Valid driving license is required
- Proof of income (salary slips or bank statements)
- 25% down payment and processing fee upfront
Documents Needed: CNIC copy, proof of address, bank statements (3–6 months), salary slips or business proof, bike invoice from dealership.
Disqualifications: Poor credit history, incomplete documentation, or regional restrictions may prevent approval.
Can You Really Get a Bike for Rs. 13,000/Month?
Yes! Using the 36-month EMI plan, buyers can get a Honda CD 70 or CG 125 for well below Rs. 13,000/month. Even premium models like CG150 are achievable with moderate down payment and 24-month plans. Many dealerships offer zero-interest promotions to further reduce monthly payments.
Benefits & Considerations
Benefits:
- Affordable ownership without full cash payment
- Flexible tenures from 3–36 months
- Zero markup for short-term EMIs
- Wide dealer and bank accessibility
- Predictable monthly budgeting
Considerations:
- Longer tenures include interest or markup
- Late payment may affect credit standing
- Registration, insurance, or accessories may add extra costs
- Interest rates depend on the financing partner
Market Insights 2025
Short-term EMIs on CD 70 and CG 125 are in high demand among students and delivery riders due to fuel efficiency and resale value. More dealerships now offer 36-month plans, making installment programs the preferred method for motorcycle purchases. Premium variants are also increasingly included in flexible financing options.
Conclusion
The Honda Motorcycle Installment Plan 2025 makes owning a bike achievable for every Pakistani. With flexible EMIs starting at Rs. 13,000/month, zero-interest short-term options, and extensive dealer support, you can now ride your dream Honda with ease.